Get help understanding Medicare enrollment, Medicare Advantage, Medigap and Part D from a local independent Medicare agent.

Whether you’re approaching 65, retiring from work or reviewing existing coverage, we’ll help you understand your options and next steps.
Understand when to enroll in Medicare and what decisions you’ll need to make before your coverage begins.
Learn how the two approaches differ and explore the options available in your area.
Review prescription-drug coverage based on your medications, preferred pharmacies and available plans.
Review your existing coverage and determine whether it still fits your doctors, prescriptions and healthcare needs.
✅ CFP® Professional — Certified Financial Planner™ trained to look at the big picture
✅ IRS Enrolled Agent (EA) — A federally licensed tax expert with unlimited rights to represent taxpayers
✅ Fiduciary Financial Advisor — Legally obligated to put your best interest first
✅ AHIP-Certified Medicare Agent — Trained and tested annually to stay compliant and accurate
Whether we’re talking about Medicare, taxes, or retirement income, you’ll get well-rounded advice that connects all the dots — so you’re not left guessing or overwhelmed.

What’s the difference between Medicare Advantage and Medigap?
When should I enroll?
What does Medicare cover?

✅ AHIP-Certified Medicare Agent
✅ Locally Owned — Serving Champaign, Tuscola, and Surrounding Areas
✅ Independent — You Get Options, Not Quotas
✅ No-Cost, No-Obligation Help
"Common Questions We Get:"
Is Medicare Free?
Do I need to sign up if I'm still working?
What about dental and vision?
What's the difference between Medicare Advantage and Medigap?
When should i enroll?
Can I change plans later?